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Orange Health Insurance Scheme otherwise known as ORANGHIS is the health insurance scheme that covers the Ondo State populace. It is divided into two sectors; the Formal and Informal sector.
ORANGHIS covers Medical, Surgical, Paediatrics, Obstetrics & Gynaecology, Dental, Eye and some rehabilitative services at primary and referral levels of care.
Enrollees have an opportunity to “choose” their healthcare providers among a set of accredited ones (public & private) in any locality within the state.
ORANGHIS – FORMAL SECTOR
This is a health insurance product that targets less than 5% of the residents’ population, being persons within the government formal sector who have monthly earnings either as;
ORANGHIS Formal Sector has an automatic family plan only (1 principal enrollee, 1 spouse, maximum of four (4) biological children below 18 years) for its enrollees, making it easy for an unmarried beneficiary to seamlessly add his/her statutory dependants whenever he/she gets married
Premium contribution under ORANGHIS is a progressive contribution (the percentage ensures that those who earn higher pay more and vice versa). It covers the civil servant till he/she retires and the political office holder till he/she exits the office with their dependants.
ORANGHIS – INFORMAL SECTOR
It is very affordable and has a single premium rate for;
Premium for ORANGHIS Informal Sector
Individual plans – a. N18,000 per policy year for individuals of age 0-59
Family plan (A principal,1 spouse and maximum of four (4) biological children under the age of 18) – N90,000 per policy year.